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Investing
The Investing category provides insights and strategies to help grow your wealth. Whether you're a beginner or experienced investor, find articles on stock market trends, retirement planning, real estate, cryptocurrency, and portfolio management. Stay informed on emerging opportunities, risk management, and time-tested strategies for long-term financial success. Our content is designed to help you make informed decisions and achieve your investment goals.


Top Foreign Developed ETFs: VEA, IDEV, SCHF — Global Exposure, Long-Term Strength
Looking to diversify beyond U.S. borders? Developed international markets offer a powerful way to broaden your investment strategy. In this post, we explore three top ETFs — VEA, IDEV, and SCHF — that provide cost-effective access to global giants across Europe, Japan, and beyond. Whether you're seeking stability, growth, or true global balance, these funds deserve a place on your radar.

averagejoe89
Jun 283 min read


Reverse Dollar-Cost Averaging: A Smarter Way to Deleverage Risky Assets
In the investing world, we often focus on how to build wealth—but knowing how to protect it is just as important. Reverse Dollar-Cost Averaging (RDCA) is a smart, disciplined strategy for reducing exposure to risky assets, especially when the market feels uncertain. Learn how RDCA can help you de-risk your portfolio, lock in gains, and transition to more stable investments—without trying to time the market.

averagejoe89
Jun 143 min read


🚀 Best Small-Cap U.S. ETFs: Tapping into America’s Growth Engine
Small-cap U.S. stocks may be small in size, but they offer big potential for long-term growth. In this post, we explore three top ETFs — VB, IJR, and SCHA — that provide broad, low-cost exposure to America’s most dynamic and innovative companies. Learn why these funds are key tools for building a resilient, growth-oriented investment portfolio.

averagejoe89
Jun 13 min read


Favorite U.S. Mid Cap ETFs: My Picks for Long-Term Growth
Mid-cap stocks often fly under the radar, but they offer a powerful blend of growth potential and stability—making them a smart addition to any long-term portfolio. My go-to picks in this space are VO (Vanguard Mid-Cap ETF), IJH (iShares Core S&P Mid-Cap ETF), and SCHM (Schwab U.S. Mid-Cap ETF). With low expense ratios, broad diversification, and exposure to some of the most promising mid-sized U.S. companies, these ETFs provide a strong foundation for capturing upside while

averagejoe89
May 243 min read


Favorite Large Cap US ETF's: My ETF Picks for a Strong Core Portfolio
Looking to build a rock-solid investment foundation? Large-cap U.S. stocks offer stability, strong fundamentals, and long-term growth potential — and ETFs are one of the best ways to access them. In my latest post, I break down my three favorite ETFs for large-cap exposure: VV, ILCB, and SCHX. These low-cost, diversified funds give you broad access to blue-chip leaders like Apple, Microsoft, and JPMorgan Chase — making them ideal core holdings for any long-term portfolio.

averagejoe89
May 203 min read


A Diversified Portfolio for Investors Under 40: A Balanced ETF Strategy with Room to Grow
Building long-term wealth starts with a smart foundation—and for investors under 40, that means balancing growth, income, and diversification. In this post, I share my favorite ETF-based portfolio strategy, designed specifically for those aged 39 and younger. With exposure to U.S. stocks across all market caps, global markets, REITs, high-yield dividends, and even a small direct allocation to crypto, this portfolio blends aggressive growth potential with financial resilience.

averagejoe89
May 153 min read


The Power of Diversification: A Golden Rule of Investing
One of the smartest moves an investor can make is embracing diversification. By spreading investments across a range of asset classes—like stocks, bonds, real estate, and commodities—you can reduce risk and protect your portfolio from market volatility. In this post, we explore why diversification is a timeless strategy for building long-term financial resilience.

averagejoe89
May 22 min read


Set Clear Financial Goals: Aligning Investments with Your Future Plans
Before jumping into the world of investing, it’s essential to define what you're working toward. Are you saving for retirement, a new home, or a child’s education? Setting clear financial goals helps you choose the right investment strategy tailored to your timeline and risk tolerance. In this post, we break down how different goals call for different types of investments—and how aligning the two can keep your financial future on track.

averagejoe89
Apr 283 min read


Set Clear Financial Goals Before You Invest: Here’s Why It Matters
Before you invest a single dollar, it’s crucial to know what you’re working toward. Setting clear financial goals—like saving for retirement, buying a home, or funding education—gives your investments purpose and helps guide your decisions based on your timeline and risk tolerance.

averagejoe89
Apr 262 min read


📈 Start Investing Early: Why Time Is Your Greatest Financial Asset
Time is your most powerful ally in building wealth. The earlier you start investing, the more you benefit from compound growth—turning small contributions into significant returns. In this post, we’ll show why starting now, even with a little, can make a big difference later.

averagejoe89
Apr 192 min read


Basic Investing Tips for Beginners
Discover basic investing tips to build a diversified portfolio, minimize risk, and maximize long-term returns for financial success.

averagejoe89
Jan 43 min read
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