Thinking about accessing your retirement savings early? The IRS’s Substantially Equal Periodic Payments (SEPP) rule lets you withdraw funds from your IRA or 401(k) before age 59½ without paying the usual 10% penalty—if you commit to taking equal payments over a set period. Learn how SEPP works, the strict rules you must follow, and why it could be a smart option for early retirees or those needing early access to funds.

In 2025, workers aged 60-63 can contribute up to $34,750 to their 401(k)—a great chance to boost retirement savings!

Boost your retirement savings in 2025 by combining a Traditional IRA or Roth IRA with your 401(k) for tax benefits and growth potential.

Maximize your retirement savings by contributing enough to get your employer's 401(k) match—it's essentially free money for your future!

Maximize your 2025 tax savings by contributing to a 401(k). Learn how to boost retirement funds and reduce your taxable income.