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Rolling Over 529 Plan Funds to Roth IRAs
Starting in 2024, a new IRS rule allows certain unused funds from 529 plans (Qualified Tuition Programs) to be rolled over into Roth IRAs—providing families with more flexibility in managing education savings. This update can help avoid taxes and penalties on leftover funds while supporting long-term retirement goals. In this post, we break down who qualifies, how the rollover works, and what to consider before making the transfer.

Christian Wolff
Aug 64 min read
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