Short-term rental income is taxed differently based on guest stay length and services provided. Rentals with significant personal services and stays of 30 days or less are reported on Schedule C as active business income, subject to self-employment tax. Rentals with shorter stays and minimal services are reported on Schedule E but may still be non-passive. Understanding these rules helps hosts maximize deductions and avoid tax traps related to passive loss limitations.

Investing in dividend ETFs has become my go-to strategy for building steady, long-term income. These funds not only offer diversification but also provide reliable cash flow through regular dividend payouts. In this post, I’ll share my top dividend ETFs, explain why I favor them, and how they can help you create a resilient investment portfolio.