Thinking about buying a home? The 30/15/30 rule is a smart, stress-reducing strategy that helps you buy within your means. It recommends saving 30% of the home price upfront, choosing a 15-year mortgage, and keeping your monthly payment under 30% of your income. In this post, we break down what it means, why it works, and how it can set you up for long-term financial success.

Refinancing your mortgage can save you serious money — but only if you do it at the right time. From dropping interest rates to better credit scores and rising home values, this post breaks down when it actually makes sense to refi and when it might be better to wait.