Discover how 529 plans can now cover a wide range of K–12 education expenses, from tuition and books to tutoring and educational therapies. Families can use these tax-advantaged accounts to pay for public, private, or religious school costs while potentially earning state tax benefits. Starting in 2026, the annual limit for K–12 withdrawals doubles to $20,000 per student, making it easier than ever to plan and save for your child’s education.

Starting in 2024, a new IRS rule allows certain unused funds from 529 plans (Qualified Tuition Programs) to be rolled over into Roth IRAs—providing families with more flexibility in managing education savings. This update can help avoid taxes and penalties on leftover funds while supporting long-term retirement goals. In this post, we break down who qualifies, how the rollover works, and what to consider before making the transfer.

Before jumping into the world of investing, it’s essential to define what you're working toward. Are you saving for retirement, a new home, or a child’s education? Setting clear financial goals helps you choose the right investment strategy tailored to your timeline and risk tolerance. In this post, we break down how different goals call for different types of investments—and how aligning the two can keep your financial future on track.